The two issues are separate. Cross-collateralization was not part of the CFPB case. The CFPB case largely centered on the debt collection...

Do I have to testify against my boyfriend?

Understand that you are a victim of a crime. The District Attorney will and can compel you to testify. The worst thing you can do is show up to...

I work at a place that is making Ill I have a doctor excuse stating the environment is making me sick

A doctors note has no legal significance. Also, think through your position for a second...if your workplace is making you ill, why would you...

Is it alright to have a credit limit, then allow the customer to go 4 times over the limit?

Yes, it is a problem, but it is your problem, not PayPal's.

Does a debtor's intent to leave the country without paying affect the timing of their obligation?

The intent to leave the country has no bearing on the issue. If they leave the country, that pauses the statute of limitations. However, the intent...

Can I sue a college?

Maybe, but not likely. Your primary cause of action, such that it is, would be against the person using your identity, not against the school. Many...

I can't say I know the answer with "certainty." The last time I looked into it, my understanding was that the 6 year SOL for the collection of debt...

If I have a judgment can they garnishee my taxies

The answer depends on who is the plaintiff? Generally, your run of the mill creditor cannot intercept tax refunds. Only debts owed to the federal...

Can I get my sons high school first quarter grades changed? (Senior year) he was diagnosed with mental illness

Hard to say. State law and school policies vary. As a general matter, I am hard pressed to think on what basis to argue changing the grade "after...

Seeking medical bills paid by the school/bus for injuries that occurred to my daughter riding the bus

You would make a claim against the school's insurance. That is correct advice. It sounds like the school is disputing that any negligence occurred,...