Do I need to file BOTH CH7 for business AND personal?

I concur with the other answers, it is usually unnecessary for the business entity to file bankruptcy. All that happens in a business chapter 7 is...

Am I liable for IRS proposed tax changes after bankruptcy discharge?

You have a lot going on there, so let's address the direct question. The bankruptcy has NOTHING to do with whatever is going on with the IRS. If...

Do I have to list my security deposit as an asset for chapt 7 if it was paid by someone else over 2 yrs ago?

If the deposit wasn't your money and when you move out you won't get it, then it isn't your asset. I don't think you need to list that.

Can a lender repossess your vehicle during a bankruptcy?

Umm, what are you not seeing eye to eye on with a reaffirmation agreement? Reaffirmation agreements are, for the most part, take or leave it...

In no state can a minor (a person under 18 years of age) drop out of school without parental or guardian consent (or court order). New York appears...

That is up to the school. The issue isn't really a legal issue. If you don't have prior bad behavior, I doubt you will be suspended....

You take the class. You keep your head down and do the work. There are no legal issues presented by your question.

Can I take my ex-wife to small claims court for a income tax debt that was included in her discharged chapter 7 bankruptcy?

Do you have a court order (e.g. divorce decree) stating that she is responsible for paying half the marital income tax liability? If not, any debt...

Can my mom take my phone?

The account is in her name, it is her phone. Understand, you could not have got the phone or account without her. Why not just give the...

Here is the thing, if you don't send it, they probably won't agree to any payment plan. Understand that you have very little leverage here. You...