Without more context, then the default answer is yes; you should have an attorney. As Edward points out, it is unclear if the police are involved...

I doubt there is a viable lawsuit as there don't appear to be any damages for the court to compensate. We would need some additional details about...

We have no way to predict how this situation will play out. You will likely have to explain the situation. If everything you say is true, then you...

You are attending a "Christian" school. Education and participation in Christianity are part of the curriculum.

No. The school cannot be held liable for the illicit, voluntary actions of students.

The law doesn't regulate grading. You cannot sue over grading. You need to work out the issue through the school.

No. There is no law that restricts what phone calls someone can make or receive. Also, you receiving a call at work is not private or confidential.

Not to be crass, but you are overreacting. The principal was in a position to assess the situation and determine if there was an immediate threat....

Do you have $10,000 to start such a lawsuit? Just saying. You, or preferably your parents, need to work this out with the commission or whatever...

Most likely, yes. The lender isn't some guarantor of the school or your success. They lent you money, you spent it on the school, and you need to...