If I have credit card debts and I am being sued, can I be taken to court if I have a guardian for being a legally incapacitated

Yes, you may be sued. The issue is whether you were incapacitated at the time you incurred the debt and whether such incapacitation is a...

Does breaking a state statute law nullify a contract?

Difficult to answer. I can't speak to FL law specifically, but most statues like this carve out an exception when it comes to person to person...

If someone has had foreclosures and buys a property cash under a trust can creditors go after that property?

If the trust is a self-settled trust, then yes. If you have known claimants, a trust (based in the U.S.) does not offer protection because of...

I filed Chip bankruptcy . had court case sued by second mortgage claiming subordination was not done legally . should i expect

I doubt the creditors attorney will show up to the meeting of creditors. However, as others have stated, it is not clear what you are asking?

If I have credit card debts and I am being sued, can I be taken to court if I have a guardian for being a legally incapacitated

Yes, you can still be sued. The incapacitation "might" be a defense to the claim (long shot), but they can still file suit.

Why did the year that my judgement should fall of my credit report change ?

First, to what part of the credit report are you referring: the public record that is the judgment, or the trade line for the underlying account?...

I ordered a copy of my credit report. I found inquiries from American Express on my credit report

Note, there are 2 types of inquires, commonly referred to as hard and soft. For hard inquires, as was pointed out already, require a permissible...

Credit Bureaus sell a feature called Credit Lock for about $20/ month

You can do this yourself by contacting each of the 3 credit reporting agencies (it is called a credit freeze or security freeze). You probably...

Can the IRS send my tax refund to NCO financial collection agency without a judgment or court order ?

Absent a judgment, no, NCO cannot intercept your tax refund. As was pointed out, you may have an FDCPA claim. If you wanted to pursue that...

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I have a judgment against someone for a decent amount of money and I filed a personal lien with the Secretary of State.

No one can say for certain, but in general, as was already pointed out, the judgment will likely show up on the debtor's credit report. The...