How can I determine if going bankrupt is right for me? Would Ch. 7 bankruptcy be the best option to choose when you have equity?

Here is the Berkus Formula for deciding if you should file Bankruptcy. Add up your total unsecured debt (credit cards, mortgage deficiencies,...

I had hearing re: creditor contesting my adding debt to my discharged Ch 7 no asset case. What is process now?

You need to wait.

I am disputing payment of 1 month HOS fee due to the board's poor performance maintaining the grounds .

Bad idea to withhold payment. One issue has nothing to do with the other. Generally not a good idea to enter a dispute or possible lawsuit with...

Candidly, it doesn't matter to you. I am guessing you are looking on 13 Data Center...don't. Nothing that happens there is any concern to you. You...

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How can i avoid a 1099 when the bank writes off a mortgage on an investment property that was fraudulent?

This question really should be directed to the attorney handling the settlement. I am not sure about the "satisfaction of judgment", and you...

What are my options -- a dealership is trying to collect on a charge off? Do I contact them? How is the statute affected?

If the company was able to garnish your check, that means it has a judgment (unless it was a voluntary payment plan you agreed to). If the company...

Had chapter 7 a couple of years ago. We did not reaffirm on 1st or 2nd mortgage. After avyear of fighting with first mortgage we

Unfortunately, your question assumes you actually have a say in the matter. Deed in Lieu is probably out because the house is underwater and there...

What can I do in this situation to remove my name and/or get my credit history to report as positive for this situation?...

First, do you have a copy of the note. You have 2 issues, the first regarding the credit reporting aspect and your obligations as a cosigner....

How do I collect a default judgment against a co when only co name is listed as defendant and can they reopen it

For the sake of argument, let's assume you have an enforceable judgment. The judgment has to be from a "court". An arbitrators judgment is not...

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Im being harrased at work by a debt collector, for a private student loan told them to stop calling and they dont. I live in TX

It is certainly possible that you have a Fair Debt Collection Practices claim (FDCPA), but as with any claim, the burden is on you to pursue it...