We have applied for a loan mod through boa. They send someone out once a month to walk around and take pictures. These people

Not really. Rudeness is not against the law. See the below video that describes what is going on. These are property preservation inspections and...

If Divorced and filing Chapter 7 separately. Can only one of the Debtors be discharged from a secured home loan?

The loan on a piece of real property and ownership of the property are separate things. So yes, she can discharge her personal liability on the...

You can "try" anything you want. However, Colorado courts are not very receptive of these arguments, so if you get a particularly annoyed judge,...

If I'm sued for a debt, and my wages can't be garnished, can a levy be made on my personal belongings in my apartment?

Possible, yes. Likely, no. I cannot speak for MO specifically, but all states provide exemption laws that allow a debtor to protect equity in...

Would a prenuptial agreement in MD protect real estate in florida and assets in a tort suit against my fiancee if we get married

Wow, a keyboard without a space bar...awesome, where can I get one. Pre-nuptial agreements are only binding between the parties. Beyond that,...

Does it matter which county I file for bankruptcy in?

Bankruptcy is federal law, so you don't really "file in a county," you file in your federal bankruptcy district. That District is determined by...

Bank Levy, sheriff said debtor doesn't have an account with the bank?

Could be a couple different issues, but I highly doubt the bank and debtor are in collusion to not pay your levy. If the bank says there is no...

Will the unpaid credit cards be removed from my credit report if I file Chapter 7 bankrupty

No, your discharged accounts do not disappear from your credit report. Negative entries can be reported for 7 years. However, bankruptcy stops...

Let's back up, a 1099-A has n-o-t-h-i-n-g to do with forgiven debt (and form 982 is not used). 1099-A has to do with Schedule D Capital Gains....

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Travailing overseas and cant pay my credit card bill?

As stated, odds are you will return to find judgments against you. But, if you are really going to be gone for 7 years, aside from terribly beat-up...