Archived
Am filing chapter 7 can I file and keep my car? It's a buy here pay here and not reporting to my credit.
Matthew's answer
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Answered on March 11, 2013
Discharge takes approximately 90 days from the date your case is filed. As for keeping your car, depends, are you current on payments, what is your...
Archived
IRS Hold On Refund Due To Bankruptcy After Discharge And Case Closed
Matthew's answer
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Answered on March 11, 2013
Not sure why the tax refund would be held at this point (except that you owe back taxes). In any event, you need to do your 2012 tax return and see...
Archived
Does a landlord who's rental property is in bankruptcy and renter was unaware have any legal rights?
Matthew's answer
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Answered on March 11, 2013
The bankruptcy does not affect your obligation to pay rent under the lease. Often times the renter will get a notice from the landlord's bankruptcy...
Archived
How much will I have to pay on a 1099-C?
Matthew's answer
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Answered on March 11, 2013
Assuming the house was your primary residence, you probably fall under the protection of the Mortgage Debt Forgiveness Act. In any event, no one...
Archived
UnsecuredpromissorynoteinNCexecuted8/18/2012for$1000withmonthlypymtsof$100starting10/28/2012.
Matthew's answer
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Answered on March 11, 2013
Sorry, your post has a bug in it, there are no spaces between letters.
Archived
My brother and I were given an 80, 20 mortgage. The larger has foreclosed while the smaller still wants to get paid.
Matthew's answer
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Answered on March 11, 2013
Assuming New York allows deficiency balances, yes, the smaller mortgage can pursue you personally for the balance owed.
A foreclosure of the...
Archived
How do i remove a lien against our home filed against my husband? The lien is by a credit card company.
Matthew's answer
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Answered on March 11, 2013
I hate to state the obvious, but you could pay it.
Beyond that, you will need to review the circumstances with an attorney who can discuss with...
Archived
Must the co-signer pay tax on private student loan amount that was charged off if the signer excludes it due to insolvency?
Matthew's answer
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Answered on March 11, 2013
Yes, the co-signer must address the 1099-C. A co-signer is equally and 100% liable for the debt, if the debt is forgiven, the co-signer has a...
Archived
Can I sue someone who caused me thousands in tax notices?
Matthew's answer
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Answered on March 11, 2013
You could, but in the meantime, you still owe the money and need to address the issue, sounds like you paid the debt, but just pointing out the...
Archived
How do you "respond" to a credit card civil lawsuit pro se?
Matthew's answer
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Answered on March 11, 2013
Frankly, it is too difficult to explain here. There may be a legal guide on this site that explains it further.
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