Archived
After filing a Chapter 7 Voluntary Petition, am I allowed to sell or return personal property items listed on Schedule B?
Matthew's answer
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Answered on March 12, 2013
Technically, no. Until your bankruptcy is closed, all assets, exempt or otherwise, belong to the bankruptcy estate.
As a practical matter, will...
Archived
Can my federal student loans acquire my defaulted private student loan debt so that I pay and deal with the government only?
Matthew's answer
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Answered on March 12, 2013
You know, asking the same question again is unlikely to yield a different answer.
Private loans cannot be consolidated into federal loans, or...
If I pass the means test, but my expenses are low and I have disposable income, can I still get all my debts discharged?
Matthew's answer
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Answered on March 12, 2013
Richard gave you a great answer. Short answer, it is possible that if you still show disposable income even if you are below median income, you...
If, during my chapter 7 case, my income increases but is still below the median, will it cause any problems?
Matthew's answer
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Answered on March 12, 2013
As Robert points out, if you get the job after the bankruptcy is filed, non-issue.
The only caveat is whether the job offer was intentionally...
Archived
I just was served with papers regarding the mortgage in a civil lawsuit with 20 day written response requirement.
Matthew's answer
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Answered on March 12, 2013
At a minimum, you should consult with an attorney to figure out why you are even involved in the suit. Generally, only people on the mortgage note...
Archived
Student Loans at a Law Office
Matthew's answer
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Answered on March 12, 2013
Who is telling you need to pay off this loan?
A closed entry on your credit report doesn't really mean anything, it just means that the...
Archived
I,m trying to refinance my 1st Mtg. after a chapter 7 BK my 2nd mtg was charged off. How do I remove the lien?
Matthew's answer
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Answered on March 12, 2013
You need to either pay or settle with the second mortgage, period.
As already stated, the lien rides through the bankruptcy unaffected, so...
Archived
My previous lawyer ignores my email request.
Matthew's answer
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Answered on March 12, 2013
I am having a bit of trouble piecing the story together about who has the note and why, and why you don't have it...but in any event, if you have a...
Archived
Is a debt to the Dept of Defense dischargable under chapter 7?
Matthew's answer
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Answered on March 12, 2013
As stated, for a definitive answer, more would need to be known regarding the nature of the debt and why you owe it. However, the bankruptcy code...
Archived
I am on social security disabilities and i need to file bankrupcty i have about 375000.00 in debt
Matthew's answer
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Answered on March 12, 2013
Okay. You should use the "find a lawyer" section of this website to find Bankruptcy Attorneys in your area that can assist you. There are ways to...
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