One point to keep in mind, exemptions are not automatic. If a creditor goes after an asset, it is up to the debtor (you) to go back to the court...

What will they take if we declare bankruptcy?

Yep, they will take everything and you will be out on the street.... Okay, just kidding, thought I would perpetuate the common myth. If you...

With proof of a sent payment, does my sister have any recourse in her foreclosure process?

As stated, the check needed to be for the full amount, otherwise, the bank need not stop foreclosure. Sorry

Can issues of title be raised in an unlawful detainer action after foreclosure?

The time to raise the robo-signing issue (which is a red herring claim to begin with) is before the foreclosure occurs. It sounds like the...

Waiting for Foreclosure 5 yrs after BK 13 that included the home. How will this effect our credit and buying another home?

The foreclosure shouldn't affect your "credit score" because the foreclosure won't appear on your credit report. HOWEVER, that doesn't mean the...

My car got repoed and they sold it at an auction. Now taking me to court and said they are going to garnish my wages. Can they?

It appears Washington allows wage garnishment. So, if the creditors obtains a judgment against you, and finds out where you work; yes, the...

If your business has been out of business 8 years judgments are against home can chapter 7 release those judgments?

Two ways to remove judgments liens from your persons residence (1) pay'em, (2) file "personal" chapter 7 bankruptcy (assuming the liens are...

What happens if the hoa is bankrupt?

A lot "can" happen. But as the attorney pointed out, not really sure how to answer your question. I assume some dues are still be paid, so the HOA...

Is it legal for a debt attorney to send out a letter demanding payment without a proper 30 day debt validation?

I am having a hard time piecing together what is going on for your post. Is the attorney representing the person/company to whom you directly owe...

Is this a fraudulent conveyance?

In part, a trustee's case is as strong as your "ability" and willingness to defend against it. So, hopefully you have a lawyer, or are going to...