There is no right or wrong answer. The key is to get, in writing, a confirmation of settlement; which basically says that Creditor agrees to accept...

Responding to a summons lawsuit for being in default on mortgage in Florida

Count your blessings that you did NOT reaffirm the mortgage. So, at this point, the bankruptcy is irrelevant to the situation except that luckily...

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My brother paid a debt in November 2012 and just got garnished for it! He is so distraught by this I'm worried about him.

I am sorry to hear about the situation. However, there are a number of things in your description that don't quite add up. A check cannot be...

I need a lawyer that will sue a mortgage lender in Virginia

Please go to the Find a Lawyer section of this website and search for Foreclosure attorney's in your area. Only an attorney licensed in your state...

Can a judgement be deleted off a credit report?

First, you need to confirm whether there really is a judgment. At this point in time it is the actual judgment that is a bigger problem for you...

Can a collection agency for Sallie Mae seize my safe deposit box? It's in both my name and my husbands.

No. Guaranteed Student Loans only have limited levy/garnishment rights. The Department of Education can garnish wages and social security benefits,...

Is it easier to get a chapter 7 discharge than a chapter 13?

That question is really an apples vs oranges dilemma. In running, it is like asking whether it is easier to run uphill or downhill. Uphill running...

Yes. Sorry Whether the funds will actually be garnished depends on whether the garnishment is still valid. If the garnishment was still in place...

Surrendered mobile home in bankruptcy. Property is not collateral. Can I charge rent until company takes home off my property?

Charge rent to whom? I don't understand your question, if the property is "not collateral", then what company is going to come and take it?...

We filed chapter 7 in 2000 and Chapter 13 in 2006, bothe have been dishcharged , can we file chapter 7 again ?

I guess 3rd time is a charm. Generally, a debtor must wait 6 years to file chapter 7 after a chapter 13. The time runs from filing date to filing...