We are filing for bankruptcy. Our home has been on the market for 2 years. We want to apply for a short sale.

If you short sell before filing bankruptcy, the bankruptcy exception to paying tax on the deficiency will be unavailable. When you short sell a...

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Lawyers for a collection service attempted to serve my wife by pounding on our front door so loudly at 8:55PM that we thought

I hate to say it, but that is probably good service and you have no real claim. Here is the excerpt from the CO rules. "Upon a natural person...

I am a 19 year old freshman in college . my adoptive parents will NOT put their tax transcript on my financial aid. HELP

Since you are over 18, I believe you are stuck between a rock and a hard place. However, as these issues are specific to state law, you should...

If my loan was discharged in a bk 7, the home was foreclosured, has an attorney for the lender get a judgement against me?

Since AZ is primarily a non-judicial foreclosure state, it would be irregular for a lender to pursue a deficiency judgment in light of a...

How will bankruptcy effect my credit? How long does it take it to recover from it?

The other's have answered your question. Below is my AVVO article on rebuilding credit after bankruptcy. So, I thought I would offer some...

Can I be sued for an old medical bill of $179.40, after already paying what I considered, "fair and reasonable," 5 yrs. ago?

Unfortunately, what you think is fair and what you are obligated to pay are different things. You may be able to raise those issues in the...

Being garnished by 3 separate places is that legal ?

Your assumption that you cannot file bankruptcy on back taxes is not entirely accurate. You should have a professional review your options in that...

What are my bankruptcy options?

"Why" questions are not really good questions here because whether you understand why doesn't change what you must DO...the easy answer is, the law...

You can "try" anything. The issue is whether the creditor will accept. If the plaintiff accepts a payment plan, they will have you sign a...

Can you file bankruptcy if you recently refinanced your home?

As Walter points out, the refinancing of the home, by itself, does not create any legal or practical waiting period before you can file bankruptcy....