Archived
Can student loans acquired through private institutions, not the government, be filed on and dismissed without "undue hardship"?
Matthew's answer
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Answered on June 05, 2013
Everyone else gave you the correct answer. So, just to add, there is no accidental discharge of student loans. Student loans, both private and...
Archived
If a debt collection agency in Florida is licensed in Florida. Do they have to be licensed in other states?
Matthew's answer
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Answered on June 05, 2013
Depends on each state. Some states require a license/registration etc., some may not.
Archived
Can I include delq. property taxes in a bankruptcy and keep my home-we have no mortgage-we feel behind bc my wife became disable
Matthew's answer
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Answered on June 05, 2013
Property tax is confusing in bankruptcy.
Property taxes that were payable without penalty within 1 year of filing your case are...
Archived
Judgement filed against me for collections, but plaintiff went out of business.
Matthew's answer
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Answered on June 05, 2013
There is more to the story. If a company obtained a judgment, that judgment is an account receivable and an asset. When a company goes out of...
Selected as the best answer
Archived
If we agree with a prenup to pay our own debts, can creditors still pursue a claim against the non-debtor spouse's income?
Matthew's answer
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Answered on June 05, 2013
Which one of the future spouses is planning on NOT paying their debt? It is somewhat of an odd question.
Since creditors are not a party to re...
Archived
Is a wage garnishment valid if the car that the loan was for was awarded to my ex-wife in a divorce?
Matthew's answer
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Answered on June 04, 2013
Unfortunately yes, the garnishment is valid.
If you were on the loan and if, as part of the divorce, your ex-spouse did not refinance you off...
Archived
My sister was denied to rent an apartment (sec.42) due to outstanding student loans on her credit report. The loans in question
Matthew's answer
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Answered on June 04, 2013
This is and I.D. theft issue. As for the credit reports, each agency has a process for dealing with I.D. theft, so visit the websites. Beyond that,...
Archived
Should I dissolve a corp before filing chapter 7
Matthew's answer
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Answered on June 04, 2013
Too many factors to analyze to provide any insight. I help business owners and professionals with these sorts of issues to make sure a bankruptcy...
Archived
Confusion over foreclosure, 1099-c and bankruptcy
Matthew's answer
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Answered on June 04, 2013
Possibly. The taxable event that triggers the 1099-C is the "forgiveness" of debt. In a recourse state, the servicer has the option to try to...
Selected as the best answer
Archived
Can a debt buyer be sued if they don't respond to your debt validation letter?
Matthew's answer
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Answered on June 04, 2013
They only break the law, (if you can call it that) if they continue to try to collect. If a debtor sends a validation request, and the collection...
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