I am a corporation that has a credit collector calling after sending them a certified letter to not contact me by phone.

And they would be correct. Unless Utah has a specific law about regulating commercial collections (doubtful), then your certified letter to stop...

How do reafirm my mortgage after we filed chapter 7, 3 years ago . my attorney won't do it. so what am I supposed to do?

I am guessing some idiot at your bank or mortgage servicer is telling you that you need to reaffirm the mortgage to either modify or refi....

I am 12 months late on mortgage payments and am 2 years into my chapter 13. Can I save my home?

Are you 12 months behind, since, filing your chapter 13? Put another, did you start missing mortgage payment (again) after you filed your case? If...

How Do I know if a Debt Collection Agency is also a reporting agency or not?

Are they reporting on your credit report? If yes, then they are lying, if not, then it may be true. However, I am not aware of any central...

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I was just served paper from the sheriff being sued for non payment for and old gym membership. I never worked out there.

Well, it sounds like you signed-up, correct?. Whether you used the membership is irrelevant. At a minimum a contract was entered into. I...

Wont stop calling......after I have asked them not to

As you are finding out, it is one thing to "have" legal rights, but it is quite different to "enforce" those rights. First, you need to...

Can a debt collector refuse to give you copies of your transaction records with them?

Strictly speaking, if the complaint has been filed with the court, the time for them to produce evidence is during the discovery process. In most...

Can bill collectors harass and threaten you for a family members debt?

No, debt collectors are not supposed to do that. (Note, they can contact 3rd party family members in an effort to locate the debtor, but not...

How can I be sued for a debt that I owe from 6 years ago, but is a closed account on my credit report?

You have already answered your question. When a bank closes an account, all that means is that "that bank" has given up trying to collect. Then the...

Bifurcation of ch.13-when can I seek divorce

See my linked article below about what bankruptcy does, and does not stop, in a divorce proceeding. The divorce can still go forward...