Can creditors file lien and stop access to a safety deposit box owned by two people one of which a lien is filed on in florida.
Matthew's answer
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Answered on July 12, 2013
Filing a lien is not the issue. A lien is merely a notice that xyz creditor has a secured claim. A lien doesn't prevent access to anything. An...
Archived
Is there a way to "stay" a custody/visitation order like a bankruptcy stays a foreclosure?
Matthew's answer
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Answered on July 12, 2013
All you can do is file a Motion with the Court that entered the visitation order to stay its enforcement.
The practical problem, you had your...
Archived
Can I do something against collection agency?
Matthew's answer
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Answered on July 12, 2013
Follow the path of least resistance, sign the form so long as it doesn't contain any odd or peculiar provisions. No point stressing over it.
Archived
I signed a loan for my sons college. He is on SSI and not working. Any way I can get the loan I signed for him discharged?
Matthew's answer
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Answered on July 12, 2013
As Stephen points out, one issue has nothing to do with another. Your son's disability status does not relieve your responsibility on a loan you...
How do I get a judgment lien with my California judgment against the defendant’s real property in Nevada?
Matthew's answer
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Answered on July 12, 2013
You have to go through a process called "domesticating the judgment" in Nevada. Not terribly difficult to do...just filing out some forms, paying a...
Archived
Old Chase Debt SOL Expired 4 / 2012. Collection Agency purchased it 9/2012. Agency reporting it on credit report as new debt
Matthew's answer
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Answered on July 12, 2013
Assuming there is a violation, the issue arises under FCRA (Fair Credit Reporting Act). You must first follow the dispute and reinvestigation...
Archived
Can a debt collector have you pay a 3rd of your parties payment, tell you you're off the hook, then 1yr later you still owe?
Matthew's answer
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Answered on July 11, 2013
Unless you have a release from the creditor, then you probably still owe. Keep in mind, most joint debts provide that each person is 100% liable...
Archived
Can I make my own payment plan when it comes to medical bills and not be sent to collections in Colorado?
Matthew's answer
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Answered on July 11, 2013
No. You cannot unilaterally create a binding payment plan. You can "negotiate" a payment plan with the creditor. However, if the creditor says you...
Archived
Can you revert a foreclosure final judgement of foreclosure with a bankruptcy?
Matthew's answer
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Answered on July 11, 2013
Not 100% sure what you are asking. If you are asking, can a bankruptcy undue an already completed foreclose, then the answer is no.
Archived
Went through Chapter 7 Bankruptcy last year and included my home in the BK. I have since went through trial modification
Matthew's answer
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Answered on July 11, 2013
No. A loan modification does not circumvent your bankruptcy discharge.
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