Can my car loan place demand hospital records proving my hospitalized, also yell an insult me while attempting to collect debt
Matthew's answer
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Answered on July 23, 2013
Original creditors are not subject to the fair debt collection practices act. Now, your state may have certain laws that regulate some of that...
Archived
Debt collector using deceptive caller
ID and artificial voicemail on cell phone
Matthew's answer
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Answered on July 23, 2013
There is no law, for debt collectors, or anyone that "requires" that the caller I.D. mean anything. For example, if you use Skype for outbound...
Archived
My chapter 7 bankruptcy was discharged in may 2013, do I need to reopen this case to include an overlooked creditor?
Matthew's answer
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Answered on July 22, 2013
So long as your case was designated a no asset case, you don't need to reopen. Simply send this creditor a copy of your discharge order. That...
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Archived
Can I discharge any money owed on a repossessed car in a bankruptcy?
Matthew's answer
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Answered on July 22, 2013
Yes, deficiency balances due on secured debts, like what you described, will be discharged in bankruptcy.
Archived
Can I be garnished today for restitution from a case in 2001?
Matthew's answer
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Answered on July 22, 2013
Restitution doesn't expire. Sorry.
Archived
Are S corp offices responsible for unpaid employee wages if the business closes
Matthew's answer
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Answered on July 22, 2013
Short answer, no. Officers are generally not held personally liable for the obligations of the corporation (even unpaid wages). Long answer...to...
Hi everyone, I got sued for a debt but I'm unemployed.
Matthew's answer
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Answered on July 22, 2013
Being unemployed won't stop them from getting a judgment.
I would imagine that your goal is to be employed at some point. If the creditor...
Archived
I am 3 months behind on rent on my storage unit, & will soon be filing chapter 7. Is the past due rent & fees dischargeable?
Matthew's answer
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Answered on July 22, 2013
Once a lien is perfected, it is not discharged in bankruptcy.
Archived
I've been paying on my student loan for years and Sallie Mae only has since 2004, I need help getting rest applied twds loan.
Matthew's answer
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Answered on July 22, 2013
I hate to say it but, most likely, Sallie Mae's accounting is probably correct. Student loans amortize like mortgages, not like other debts. In the...
Archived
I just saw that Detroit, Mi just filed bankruptcy.
I see tons of houses going for low amounts of money.
I lot of houses for $1
Matthew's answer
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Answered on July 22, 2013
This really isn't the right forum for this question. It is not a legal question requiring legal information.
First, presumably, the houses...
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