Archived
Can I sue Bank of America for refusing to take a credit card debt, which is that of my ex-husband, off of my credit report?
Matthew's answer
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Answered on July 28, 2013
You may be able to sue eventually. But first you need to run the gauntlet of identity theft remedies first.
Archived
I won my chapter 13 bk case without a lawyer. Can i contest the 13000 my hoa is trying to charge me,most of it is excess fees.
Matthew's answer
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Answered on July 28, 2013
If the fees came due "after" you --filed-- your chapter 13 bankruptcy, you are personally liable for those fees.
Whether you can get them...
Archived
Can you get a unlawful detainer removed from your credit report?
Matthew's answer
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Answered on July 28, 2013
You are only entitled to remove items that are either false or inaccurate. True and accurate (albeit negative) information can be reported about...
Archived
WAGES GARNISHMENT
Matthew's answer
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Answered on July 28, 2013
The garnishment amount is a fairly mechanical calculation and CA law allows 25%. So in general, the amount of the garnishment is not the issue. The...
Archived
A friend borrowed $8k from me and agreed to pay 6.55% interest can I court create/enforce a repayment schedule?
Matthew's answer
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Answered on July 28, 2013
Did you and your friend ever agree to a due date for payment?
With out knowing more, in general, if your "friend" (do you really still call him...
Archived
I am currently unemployed with no assets and over 20,000 unsecured debt can I file chapter 7 bankruptcy ?
Matthew's answer
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Answered on July 27, 2013
Yes, you very much sound like a chapter 7 bankruptcy candidate.
Archived
I want to pay the creditor but the account has been charged off. Is it best to contact the creditor or the collection agency?
Matthew's answer
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Answered on July 27, 2013
If the account has been charged off, the creditor that charged off the account has nothing to do with the debt anymore. You will need to deal with...
Archived
Arizona - my husband signed a federal sallie mae loan for his son (my stepson) without my knowledge - can I be held liable?
Matthew's answer
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Answered on July 27, 2013
You list your location as AZ, and AZ is a community property state. Community property also means community debt. As a "general" rule, debts...
Archived
Can a debt collector threaten to have you served/arrested for check fraud while defaulting on payday company loan from 2008?
Matthew's answer
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Answered on July 27, 2013
I don't quite understand your question. But let me clear up one assumption you appear to be making. Your credit report has NOTHING to do with...
Archived
I filed bankruptcy some twenty years ago,
Some of my old creditor are coming back up asking for payments. What do I do?
Matthew's answer
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Answered on July 27, 2013
Scott and Gary hit on the issues you are facing. Credit score is based on information reported on your credit report. You need to pull a free...
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