I already filed bankruptcy, put on my application that I want to keep our house. Now I want to add the house to the bankruptcy

At a minimum, and depending on the status of the bankruptcy, you would need to amend your Statement of Intent. However, the who, what, and how...

When you add on to a mobile home and the mobile is foreclosed, do that include what you added on to the mobile home?

I suppose it depends on what you added?

In Washington State can a company put a negative on our credit report without bringing the bill to your attention?

I don't believe FCRA (Fair Credit Reporting Act) requires a furnisher of information (i.e. someone who reports information to a credit reporting...

Can a collection agency located in MA and not licensed in NE contact me about the alleged debt in Nebraska?

It would possibly be a violation of state law (assuming there is a state law that requires collection agencies to register or otherwise be licensed...

That is a question for a mortgage broker. The bankruptcy does not prevent a legal barrier to buying a house; however, you will need to get...

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Can a trustee take more from me than I owe?

Trustees cannot pocket excess funds. They can "take" more money from non-exempt assets than you owe, but once the estate has been fully accounted...

Law suits or garnishments or judgements? what are differences and what each can do/

Before a creditor can garnish wages/assets, it must first obtain a judgment. Before a creditors can obtain a judgment, it must first sue you in...

I filed a Chapter 7 bankruptcy in Nov of 2004 which was discharged in Feb of 2005.

It is not an issue of disclosure. If the injury occurred before you filed bankruptcy, then any claim based on that injury becomes part of your...

You can "file" the chapter 13 bankruptcy, but you will not receive a "discharge" in the chapter 13 bankruptcy. Net result, your chapter 13 payment...

Can a second mortgage be discharged in bankruptcy if house was lost in foreclosure?

Yes, bankruptcy will discharge your husbands personal liability for the 2nd mortgage deficiency balance. Assuming the 2nd mortgage was a joint...