Can the U.S. Dept. of Ed. refuse my payments under "IBR", when I earn $13,000/yr.? What's the criteria allowing person A not B

There is a disconnect in the situation you describe. If you really were on IBR, then the DOE would not have gone to enforced collection. Also, you...

My husband & i had filed for bankruptcy, would this affect us for filing affidavit of support to a relative migrating to us?

Does the form ask if you have filed bankruptcy. In the real world, bankruptcy actually helps because you have just discharged a bunch of debt...

If I have approved car payments included in my Chapter 13 budget and I pay them off will my ch 13 payments increase?

Usually yes. If any sort of installment payment (e.g. car loans, 401(k) loan payments, etc) will end during the chapter 13 plan, the trustee (and...

What happens if I file Chapter 7 bankruptcy and a creditor comes up after the fact that I didn't know about?

Ms. Dunne is correct. Generally, so long as your chapter 7 case is a no-asset case (you can look that up), then if a creditor pops up later, simply...

I know there are many providers that "claim" to be able to do so. The answer, it depends. First, your credit report is allowed to contain true and...

After Ch 7 bankruptcy closing, & facing foreclosure: what's best for credit?

If your goal is to protect your credit, then you shouldn't let the house go to foreclosure, short sell it, or deed in lieu (they are equally bad)....

Am I responsible for this debt?

All I could do is repeat Gary's answers. If you cosigned, you are liable. Your divorce decree does not relieve of your debt to the lender. If you...

I just received notice I have a bad check outstanding. I haven't written a check in years. What should I do?

If you have your chapter 7 discharge, send a copy of the discharge order to whomever sent you the notice. Most of the time, the collegency agency...

Just means they are dismissing the current garnishment, but could garnish again in the future.

If a defendant has a civil judgement discharged in bankruptcy, must he pay legal fees or court costs for the plaintiff?

Nope