I am pretty sure CA has a process for what is called "post judgment interrogatories." As a judgment creditor, you have the right to subpoena the...

What do I need to do to get creditors to stop calling and coming to my job?

As stated, provide the attorney with a viable means to contact you. As for service of process at your place of employment, there is nothing illegal...

Yes, the loan must be listed. The loan's status as peer to peer doesn't make it non-dischargeable in bankruptcy. The challenge, however, with some...

Bankruptcy

Assuming you meet all the requirements, comply with the bankruptcy reporting requirements, and didn't commit fraud, you should receive a chapter 7...

Does it matter what you purchased over 100 days before bankruptcy?

It will only matter if the creditor decides to make it matter. Generally, if the purchases were significant, (e.g. $2,000+), the higher the risk....

My creditor has been emailing me at all hours of the day and night. IS this a violation of the FDCPA?

1. FDCPA does not apply to a person/business collecting on their own behalf. So there wouldn't be a FDCPA violation. However, that doesn't mean...

My HOA will not tell me what my hoa dues I've been paying actually were spent on. How can I get the HOA to tell me.

Whatever you do, don't stop paying, you will only make things more complicated and worse for yourself. Check with your community covenants, as...

Aren't collection agencies required to notify you of debt owed?

There is no requirement in FCRA (Fair Credit Reporting Act) that requires a furnisher of information (someone who reports to the credit reporting...

I filed a chapter 7 with no attorney and I am not sure about my tax returns.

If you did not file your 2012 tax return (note, please keep the distinction between the "tax return" and the "tax refund", other wise your post is...

If the goal is to absolve your liability for the debt; frankly, the path of least resistance may be a bankruptcy. The main questions right now are...