Archived
I have a BK CH 7 Discharge from 2/2009. 1st & 2nd mortgages. I moved out of home in 2/ 2009 (prior to receiving Discharge, as
Matthew's answer
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Answered on August 21, 2013
No. You have no obligation on this mortgage.
Unless there is something very odd in NJ law, the house is YOURS until the foreclose. If you...
Can a minor child be sent to collections and ultimately reported to credit agencies?
Matthew's answer
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Answered on August 21, 2013
More information would be needed as your post lacks any context as to the circumstances.
As a general rule, a minor cannot enter into a...
Archived
If I file bankruptcy, will the bank that I have an unsecured loan ($250K) from file a 1099 on me which would stick me with taxes
Matthew's answer
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Answered on August 21, 2013
The issuance of a 1099-C and whether you owe taxes on the forgiven debt are separate issues.
Although the IRS does not require lenders to issue...
Archived
What can I do Statue of limitation in Florida is 4 years on Credit Card Debt. A judgment was granted after 9 years;
Matthew's answer
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Answered on August 21, 2013
See my AVVO guide that addresses the first steps to dealing with a default judgment....
Archived
Bankruptcy ???
Matthew's answer
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Answered on August 21, 2013
A secured debt is a secured debt...the loan would go on Schedule D.
Not sure what you mean by "if I no longer have household items what becomes...
Archived
My father is filing chapter 7 bankruptcy. Can my father take my truck if he is the cobuyer?
Matthew's answer
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Answered on August 21, 2013
By itself, the fact that your father is filing chapter 7 bankruptcy doesn't mean he can take your truck. However, there are a ton of "if this" and...
Archived
Are there Legal Aid Offices or waivers I can file in the State of New York in order for me to collect a judgment?
Matthew's answer
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Answered on August 21, 2013
I highly doubt any legal aid office assists in the collection of debt. In any event, do a search for "domesticating a foreign judgment." I can't...
Archived
What can I do about a judgment that was granted and I was never notified and the credit card debt was from 2003.
Matthew's answer
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Answered on August 21, 2013
See my AVVO guide that is exactly on point for your question....
Archived
Credit issues
Matthew's answer
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Answered on August 21, 2013
Might depend on what sort of bills you are you talking about.
I know AVVO limits how much you can post, but one piece of vital information is...
Archived
Paid debt through Debt Reduction. An collector is trying to say I still owe a debt, no matter what proof i give what do I do?
Matthew's answer
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Answered on August 21, 2013
All you can do is verify what this debt reduction company (scam) said they were going to do.
Bottom line, a company says you owe a debt, you...
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