Archived
Need some information on Credit Card Agreement..
Matthew's answer
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Answered on August 31, 2013
That still doesn't really ask a question...the first question is...why do you care? Your question lacks context to understand why this clause even...
Archived
I filed a statement of intent to reaffirm my mortgage in Tx Ch 7 pro se. How can change it?
Matthew's answer
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Answered on August 31, 2013
The statement of intent is merely that, a statement. You don't actually have to follow through and reaffirm the debt. However, it is a good idea to...
Archived
Can I sue my Real estate Broker? he had my credit checked, I
told him I filed bankruptcy and there was a foreclosure property
Matthew's answer
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Answered on August 31, 2013
Maybe things are different in NJ, but a real estate broker and a mortgage broker do different things. Generally, a real estate broker has NOTHING...
Archived
So what purpose does it serve to have the U.S. Bankruptcy court to discharge a debt if it can't be enforced on the debtor.
Matthew's answer
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Answered on August 31, 2013
Nothing in the bankruptcy code entitles you to a free house or car. Why do you think that was the case?
Archived
Since I must re-open my discharged (Jan. 2013) bankruptcy case to file a Motion to Avoid Lien, should I also obtain and file a
Matthew's answer
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Answered on August 31, 2013
Actually, you CANT reopen a case to reaffirm a debt. A reaffirmation agreement MUST BE filed before discharge date.
Not sure what the bank...
Archived
Won a court judgment against a contractor. what is best way to make sure he pays?
Matthew's answer
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Answered on August 31, 2013
If you find out where he banks, you will need to issue a levy. I can't speak for IN specifically, but generally you need to request a levy order...
Archived
I received to summons for credit debt. I have 30 days to answer. I have no money how should I handle this.
Matthew's answer
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Answered on August 31, 2013
Well...you owe money, have no way to pay it...there is a term for that (and a solution). Bankrupt.
Consult with some bankruptcy attorneys in...
Archived
Foreclosure AFTER BK, affecting credit.
Matthew's answer
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Answered on August 31, 2013
Label it "how".
Here is the thing. In general, you will have to wait 3 years from the foreclosure before you can get another mortgage. So, I...
Archived
I would like to know can my wages be garnished if I am making my court ordered payment on time by creditors?
Matthew's answer
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Answered on August 31, 2013
Before a creditor can garnish wages, it must obtain a judgment. Before a creditor can obtain a judgment, it must sue. So, unless they already have...
Archived
Bankruptcy lawer said we would be in the house for few years thru forclouser & the trustee sold the deed . now i have to rent it
Matthew's answer
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Answered on August 31, 2013
No...it is not fraud.
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