I am in the process of filing bankruptcy but I have a law suit for breach of contract should I add it to my bankruptcy.

Since it is a debt, you will disclose and list this debt in your bankruptcy. You must list ALL debts in your bankruptcy petition. Whether the debt...

My husband has his own credit cards and has racked over 67,000 dollars in debt. He went to a credit counseling service.

Yes, he can file individual bankruptcy even though he is married. All things being equal, based on what you described, bankruptcy is what he...

Student loan refund is really a misnomer (bad name). The money you get from this "refund" is really just excess loan funds. All it means is that...

If part owner of a home, with 5 others, would this be included when filing chapter 7? This is only property of any kind owned.

Yes, you have an ownership interest in the property and that interest has value. It is an asset and must be disclosed. The issues you will face are...

IF I HAVE COMPLETED A CHAPTER 13 AND WANT TO FILE A CHAPTER 7 AM I DUE ANY FUNDS I PAID INTO THE CHAPTER 13?

Answer NO....but please, please, please...tell us where you heard that?

What is the exact wording of the question? If the question asks, "did you ever file bankruptcy?" The answer is yes. You filed bankruptcy. If you...

What kind of protection, if any, is there for payday loans?

Payday loans have no special status in the law. Such loans are a debt, like any other. Note, most payday loans are legal. You agreed to the...

Chapter 7 and Lien Perfection-New York State

The best way to know for sure is for you to have the lender give you a copy of the title with the lien listed on the title.

I lent a couple$15,000.00 for a 3 month period, it is now 5 years later, they have paid me back less than $2000. Now what?

Let's see...you have an agreement with someone, that someone owes you money, and they haven't paid. Luckily we have a civil way to deal with...

A civil Judgment was gotten against me without my knowing and 10 years later wages are being attached.

See my AVVO legal guide on the first steps to dealing with a default judgment. Your question gets asked about 2-4 times per week, so I just wrote a...