How long will it take for the debt collection service to contact you after your federal student loan has gone into default?

There is no set rule or guideline, could be 6 weeks, could be 6 months, could be 16 months. And it may not even go to a collection agency, at...

Can a creditor garnish your bank account and check at the same time

Yes. A garnishment can be sent to both your bank and your employer. You may be able to claim an exemption for the funds held in the bank and...

Can online payday loans be discharged in a chapter 7 bankruptcy in Virginia?

Yes

Can I have an attorney conduct a judgment debtor's exam on my behalf in small claims court?

Yes, assuming you can find one willing to do it. It will cost you money upfront unless you turn over the entire collection to a collection firm, in...

Seven years ago we signed with our son to buy him a mobile home. We filed bankruptcy last year. Can he sell the mobile home?

If your bankruptcy is discharged and closed, it should be fine for him to sell the home. The loan is not the issue, the issue is who is on title.

How do I stop a debt collector from calling my job? I have already asked them not to.

First, you need to send the request in writing to create a "record" that you made the request. Under the FDCPA and CA's version, you can request...

Mortgage already discharged in the ch 7 bk

That is an easy answer...No.

1. They are not required to send receipt of payment. 2. If you want to know the balance owed, you should send them a request for debt validation...

Does a mortgage forbearance reaffirm the debt?

You asked: "Does a mortgage forbearance reaffirm the debt?" Answer, No

Whats a void judgement

This is like a bar exam or law school question. Without more context it is difficult to answer in the abstract because we don't know the extent of...