In all likelihood, yes. The bankruptcy laws have nothing to do with it. Most banks will still keep the account open and active. Credit Unions may...

Des filing for bankruptcy mean they will take my personal belongings? Not sure if its worth it filing for.

Bankruptcy does not make people destitute. WA and most states, have laws called exemptions that allow you to keep various things even though they...

Can collection agency force me to pay and take bad check classes?

You better verify whether the letter actually came from the DA's office. The letter sounds legitimate, but no one here can say. (unlikely a bogus...

Can my ex sue me for a car he bought me even if the title is in my name?

If you question is, could he sue you? The answer is yes. A lawsuit is merely a claim and a request for the court system to sort out who is right....

I have so many payday loans that I wouldn't even know where to start with sorting through them...

Your letter should be directed at your state legislature and congressman. As for what to do in your case, file bankruptcy. Payday loans have no...

How long does it take for a garnishment to become effective?

The creditor must first apply to the court for a writ of garnishment, the court needs to sign it, and then the writ must be served on your...

Is the income from a HIN incentive program protected from garnishment in chapter 7 bankruptcy?

Easy answer. No. The fact that HIN is income is not the issue. Your SSDI income is protected because it is SSDI. It is the nature of the income...

Our bank account got garnished by a creditor can we get our money back

Maybe, but you need a legal basis to do so. I don't know UT's collection exemption laws, but most states provide some sort of exemption for wages...

Can I be sued by a debt collection agency even if the sol has run out?

Yes, they can sue. Understand that the statute of limitations is a "defense" to a lawsuit. As such, the defendant (you), must file a response...

A client wrote me a check in the memo it says paid in full. She still has a balance, if i cash it , is it paid in full?

You need to review your state's law on "restrictive endorsements." Most states follow the line that checks are merely negotiable instruments and...