How do i get a loan after being scewed by BOA?

You're preaching to the choir. It is unfortunate, and many people are in your circumstances. But no law requires a bank to foreclose. And lending...

How to remove negative on credit report

Mistake or not, the payment was late. Your credit report is allowed to contain true and accurate information. If the payment was late, the payment...

LIve in VA and recently separated Filing BK 7 and have household size question?

I concur with the other answers. There are a couple ways to handle this. With "separate bankruptcies" each of you would want to be able to pass the...

My husband agreed to pay the debt consolidation in our legal agreement. It included one of my credit cards.

Yes, you are still responsible. Whatever agreement you have between you and your spouse is just between you two and does not include the bank. Sorry.

What significance (if any) is a Register of Claims in a Chapter 7 bankruptcy?

No. The register of claims is essentially meaningless.

How long after filing a Chapter 7 until it's okay to not have to notify the Trustee of any big deposits (inheritance, lottery)?

Yes, that is the case nationwide, 180 days "after filing." However, it is inaccurate to say that the event you must notify the trustee about is...

How do I protect myself from wages being garnished due to a judgement.

The obvious answer, pay it. The next answer, file bankruptcy. There really is no inbetween. Bankruptcy is what people do when they have bills they...

Fighting garnished wages

The post isn't really clear on what is going on. Who is garnishing; what did she file (re-file); etc. I suspect the problem lies in the fact that...

Larry gave you a great answer. It is not illegal for them to remove the debt in exchange for payment, it is a matter of negotiation. As Larry...

How do I reaffirm a home loan after the bankruptcy is closed? Also how can ensure a bank will work with refinancing afterwards?

You Can't. Reaffirmation agreements MUST be entered before bankruptcy discharge. There is no way to reopen the case to do it. And this statement by...