How do I respond (answer) a petition on a credit card debt. I dont know the wording for the state of Iowa

Let's back up for a minute. Do you owe the debt? If you are not going to hire an attorney, then filing an answer for a "seemingly" valid debt...

What legal responsibilities does a finance company have for attempting to collect a debt before taking me to court.

Unfortunately, None. A person can sue another person once a claim matures. In the debt collection area, that is when someone defaults on the...

If i have a loan that is for house hold goods as collateral will i be able to keep them if i file full bankruptcy in mo

You will probably be okay. Generally, you can remove a lien from household goods in chapter 7 bankruptcy depending on the value of the items and...

I need to file a homestead exemption, can I do this myself and where can I find the forms?

Contact your county's recorder office (the county where the property is located), they will likely have the forms and instructions you need.

Is it legal for a credit card company to send one a credit card without their consent?

To be honest, that is a pickle. The sticking point is that you had an existing relationship at the time, so the mere fact that you were sent a new...

I have a question about reinstating a loan with a second mortgage attached after claiming chapter 7 in Connecticut

Wells Fargo cannot ask you to start paying the loan. But its lien is still against the house. If you stay and eventually sell, you will need to...

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In Colorado, will I become responsible for my fiance's student loan debt when we get married?

Answer: No. The mere fact of getting married will not make a spouse liable for the other spouses student loans.

I am a retired 62 year old that is on social security disability,can old debts have any impact on my income

Not directly. A credit card debt that obtains a judgment against you cannot send a garnishment to the social security administration and garnish...

Private student loan garnishments

As far as bankruptcy is concerned, there is not substantive difference between federal and private student loans. You would still need to file an...

Who qualifies for a filing fee waiver?

Kevin and Walter gave you the standard, income cannot exceed 150% of the poverty line. I can't speak for every district, but if the debtor has...