The rule is still, the debtor must devote all disposable income to the plan. So, you will pay the higher monthly amount if that is what the means...

Not sure how unique this is. BOA offered a modification trial for 3 months.

The abridged version is really not enough to go on. One thing does stand out, what were the "legal fees" for? Most likely your payments were...

Would filing California bankruptcy include court-ordered fines that are now in collections gaining interest?

Court ordered fines for "what?" Non-dischargeable debts are itemized in Bankruptcy code, section 523. If the debt in question fits into one of...

Can a private college loan that has been defaulted and sold to a third party agency garnish my wages or keep my tax return?

If the loan is indeed a private student loan, then the servicer must sue you and obtain a judgment. Once they get the judgment, they can garnish...

Can a creditor come after you two different ways for the same debt?

Normally yes, a creditor can take. The interesting wrinkle is this "agreement" you referenced. If you set up with the plaintiff some sort of...

Does the splitting of lawsuit rules in small claims apply when the suit is for a specific month that a payment is missed?

Generally, in court, you need to bring ALL claims at the same time that arise out of the same event/transaction. Your post is not clear about the...

Your situation is a unclear. Who/what is this creditor who wants to place a lien. As a general matter, a creditor cannot "just place a lien." A...

In NC, is the original creditor (ccard bank) exempt from FDCPA rule to provide original signed contract for debt validation?

You appear to be talking about 2 different issues. FDCPA occurs outside of litigation, and there is absolutely NO obligation for a collector to...

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Is it illegal for my ex husband to voluntarily disclose my personal and confidential documents to an opposing party?

There is vast difference between what the law recognizes as "private" information (and can be protected from disclosure) and what people assume is...

Who wins,on a real estate foreclosure with personal guaranty, when I am in Ch13 and in court of appeals in divorce and IRS lien

If the real estate was properly titled in the name of the LLC, and the LLC filed bankruptcy, that is the end of the story as far as those...

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