Settling with a Credit Card Bill

YES. The unpaid portion, or deficiency, (if it exceeds $600) is considered income by the IRS and therefore must be reported. Now, whether you will...

I can't win this fight. My unpaid student loan has grown from $2400 to $8000. I am unemployed. I need relief from this debt.

The unvarnished, honest answer is you are going to need to figure out a way to pay it. Reason being, the loan is too small, and therefore not cost...

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Already defaulted on chapter 13 over 4 yrs ago . Now want to apply again against same mortgage company. Can I ?

As Scott points out, you don't file bankruptcy "against" anyone. Assuming the prior case was dismissed a few years ago, you will have no issue...

What do I need to include in a motion for a protection order in a bankruptcy case?

There is no way anyone here can help with that. A motion is a pleading that is based on facts, law, and rules. We know nothing about your...

Are SSDI payments accumulated in a checking account exempt in Chapter 7?

Yes, so long as you haven't commingled the funds with non-SSDI money. If you have, then the issue becomes one of proof. Generally, the funds will...

How can I win this situation? (See below info)

I agree with Brian, the path of least resistance is probably to set up a new agreement with the new agency. Otherwise, push comes to shove, the...

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Chapter 7 Question about continuation sheets and additional sheets for Schedule B & C?

Given all the time you are apparently spending on this, don't you think it was worth $1500 to $2500 to hire an attorney and not worry about it. In...

Chapter 7 Question about Schedule B category 12. Interests in IRA, ERISA, Keogh, or other pension or profit sharing plans?

Probably not list on schedule B unless there is some way for you to liquidate your benefit. If you cannot take a lump sum payment to cash out the...

Can creditors approve a credit card when nearly everything on the application is false?

They "could" approve it if the information was consistent in some manner. But if there is nothing on a credit report anywhere, and he used the...

Let's back up for a minute. What do you think you are going to accomplish by getting this case into arbitration? The judge probably did you a favor...