Archived
If my credit is not good and my financial situation. If I decide to plead bankruptcy, is it like starting over and clean slate?
Matthew's answer
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Answered on November 09, 2013
Your credit report is not "blanked" by the bankruptcy. What you have to understand about the credit score, is that it devalues items as they age....
Archived
Hi my name is Rodolfo i am 10,000$ in debt i want to know what is the best way for me to get reed of this debt ?
Matthew's answer
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Answered on November 09, 2013
The "best" way? Pay it.
Okay. Getting out of debt is not that difficult. The first choice is, (1) you can either pay it, or you can't. That...
Archived
If you go bankruptcy do you loss your house
Matthew's answer
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Answered on November 09, 2013
Yes, it is possible to save your house and file bankruptcy. It is time to speak to a bankruptcy attorney. Trying to get help from your bank is like...
Archived
What can i do if i remembered another dept after i had the
trustee meeting at BK CH-7 ?
Matthew's answer
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Answered on November 09, 2013
As stated, you probably don't need to do anything because you notified the bank already. However, strictly speaking, the credit card side of a...
Archived
I am taking out home equity loan to bring down home equity so I can file chapter 7, is there specifically things this can be spe
Matthew's answer
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Answered on November 09, 2013
Taking a home equity loan for the sole purpose of eating up equity is a poor financial move. It is a last resort and there is almost always a...
Archived
My wife incurred 72,000 in student loan debt before our marriage.
Matthew's answer
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Answered on November 08, 2013
This question is really more a divorce and family law question. For some reason, your question lists the practice area as bankruptcy. Try reposting...
Archived
My short sale real estate broker ruined my credit rating by filing a phoney bankruptcy on my behalf to stop foreclosue.
Matthew's answer
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Answered on November 08, 2013
This is what happens when you take legal advice from a non-lawyer. But as Antoinette points out, I doubt the damage is that bad. If you had a...
Archived
I filed chapter 7 bankruptcy, can I buy another house with out reaffirmation in my old house ( I never stop making payments)
Matthew's answer
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Answered on November 08, 2013
Let me put it this way, it would have been nearly malpractice for the attorney to advise you TO reaffirm the mortgage. Not sure why you think you...
Archived
Chapter 13 Fee application
Matthew's answer
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Answered on November 08, 2013
The fee application does not affect your payment or term of your plan. Nothing you need to do or worry about.
Archived
When you file chapter 7 bankruptcy will the trustee search for other bank accounts not listed on the petition?
Matthew's answer
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Answered on November 08, 2013
You are required to disclose ALL accounts.
The consequences for not disclosing are that you could have your bankruptcy discharge denied and the...
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