If I default on my credit card debt, will that in any way affect my home equity line of credit?

It shouldn't affect the interest rate, but the bank may reduce and eliminate any available credit so you couldn't access it.

Will I be forced into a chapter 13?

Depends. It depends why there is a discrepancy. As a general rule, in a consumer chapter 7 case, the debtor should show negative, no, or very...

I have not filed taxes in 2 years. If I go Bankrupt, will my tax obligations be nulled out as well as my debt?

First, you will need to file the returns before you file the bankruptcy anyway. Since the taxes have not been filed, the tax debt will not be...

Is my education debt discharged? (not student loan debt but tuition balance)

Yes. Tuition debt is dischargeable, but as you are finding out, it can be a real hassle. One issue to be aware, you need to track down all...

Can I be required to sell my assets by a Hold Harmless over a student loan?

Call his bluff. If he "already" cosigned, he has no leverage. (at least, not in a legal sense; maybe there are other factors, and certainly there...

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Question for bankruptcy attorneys:

Why does defendant even care? Whether the plaintiff listed $1000 or $3000, it doesn't affect the defendant in anyway? This sounds more like a test...

Advise on how to proceed with Deed in Lieu 3 years post CH7 (non reaffirmed loan) What are my options?

You have to grin and bear it. The date of transfer is going to be the date of transfer The deed in lieu will be recorded at your county recorder's...

What is a secure website where I can get a free copy of my credit report?

www.annualcreditreport.com is the official website authorized by FCRA (Fair Credit Reporting Act) for consumer to obtain a free copy of a credit...

How can I find an experienced Bankruptcy Attorney who is very experienced with student loan discharge in the State of FL.

Candidly, you are too soon out of school to attempt a bankruptcy discharge of student loans. I don't practice in FL, but I handle student loan debt...

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Will settling out of court unpaid bill for < than $5K remove it from my credit report faster or it will take 7 years anyway?

Obviously, on the off chance you were able to win (which, statistically, is very unlikely), that would have the best impact on your credit. All...