How many times can my collector call in a week? They have called 9 days out of 10. I've answered all but 1 call.

You raise several issues, but to your questions, calling once a day is by no means excessive or a violation of any law.

Debtors who go in without an attorney don't tend to win because they tend to get beat over the head by procedure and the rules of evidence. Keep in...

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How much is wife involved with my Bankruptcy if I'm filling on my own particularly when it comes to showing her income & accts?

At a minimum, her income will (should be) disclosed on Schedule I and Form B22 (means test). Whether she will need to provide documentation or...

As stated, your mother will file bankruptcy where she resides (presumably Arkansas). A Power of Attorney only gets you so far in bankruptcy...

Can school loans be discharged in bankruptcy due to a mental health disability?

Is it possible? Sure. (Anything is possible!). Of the issues, mental health issues are the toughest in this scenario. Look at it this way, if you...

Can I get out of a co-signed, Sally Mae student loan for my ungrateful son?

No loopholes. No way to force your way out of the student loan. As has been pointed out, Sallie Mae may "voluntarily" release you if your son has...

Interested in using the Brunner Test to discharge and/or reduce student loan debt.

Sorry, but there is no form. Unlike a regular bankruptcy, an action to discharge student loan debt is a lawsuit. You file a complaint, conduct...

I need to locate the most current versions of Chapter 7 Bankruptcy Forms;.

Two of the schedules were just updated in December, 2014, Namely schedules I and J (income and expenses). Otherwise, the forms are unchanged. You...

I'm looking to work on my debt s for 2014. Can anyone recommend firm debt management or settlement?

Don't put the cart before the horse. At the very least, you should meet with an attorney (probably a bankruptcy attorney) to find out what options...

Can a US CC Creditor seize a Canadian bank account? I need to file BK in MI, but I live as a P.R. in Ontario Canada.

Is it legally possible, yes. Will a run of the mill creditor go to the trouble to do so, probably not.