Can my wages be garnished AND have a levy on my bank account simultaneously?

Yes. The judgment creditor can proceed with multiple enforcement mechanism at the same time.

Can student loan debt be discharged without litigation?

No. In bankruptcy, the debtor MUST file an adversary proceeding, and litigate the issue, to obtain a discharge of student loans. You may want to...

Community property is not the only legal theory to hold spouses jointly liable for debt. There is also the family purpose doctrine or doctrine of...

Can we actually close on a new mortgage if we still have a non-reported mortgage outstanding?

The main question is what happened to the house/property? It is not so much the prior mortgage (although that is an issue) it is the property...

My mother still owes 6K on her Visa but lives in Assisted Living and needs all the extra money she has to pay for daily living;

The only way to get out from paying is filing bankruptcy. The other option is to settle the account. So, if she can pull together $2500 to...

Authorize user to piggy back credit on a zero balance credit card?

It would be better if she obtained her own credit cards. FICO has decreased the importance or weight it gives to Authorized User accounts. Also, as...

Do I need an attorney or what do I need?

Sounds like an identify theft issue. You need to contact the credit reporting agencies and start working that process. They all have procedures for...

I am with Michael on this one, they will release the "service" obligation, but they don't tend to release the "financial" obligation. So, unless...

We have been denied a loan because if credit score. Can you help?

Here is my answer to your same question (please only post your question once, thank you) What was the score? You need to be careful in...

Can I pursue criminal charges against someone who does not pay their small claim judgment?

It is not a crime to not pay a civil judgment. As for bad checks, it is probably too little too late. As has been stated, your main issue may...