Archived
Selling home. Question about homestead exemption or declaration and equity/asset protection when relocating out of state
Matthew's answer
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Answered on March 04, 2014
Usually, No. Reason being, you are moving. Generally, a state's exemption laws can only be claimed by residents of that state. Also, to protect...
Archived
Should we pay our credit cards off or keep a small balance?
Matthew's answer
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Answered on March 04, 2014
The difference in score is so incremental, it really doesn't matter. In a situation like yours, it is the payment history that is the main driver...
Archived
I filled for ch 13 bankruptcy, but dismissed it 9 days later. my taxes are being held. will i get them back and in how long
Matthew's answer
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Answered on March 04, 2014
That is an awfully fast dismissal. What the heck are you hoping to do. Hopefully you don't "really" need a bankruptcy. These sorts of token filings...
Archived
If I file chapter seven bankruptcy on April 2, 2014 and thus owe rent on my residence as of May 1, if I pay one month's rent on
Matthew's answer
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Answered on March 04, 2014
You can still be evicted for the pre-petition non-payment of rent. Bankruptcy, in this situation, doesn't magically bring you...
Archived
Can I sue my mortgage co to take my condo back for breach of contract if I filed chapter 7? I cant afford the expenses.
Matthew's answer
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Answered on March 03, 2014
You cannot force the bank to foreclose.
Can i get a repossession removed from my credit report
Matthew's answer
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Answered on March 03, 2014
You can only remove false or inaccurate information from your credit report. Sounds like what Wells Fargo is reporting is neither false nor...
Archived
What do I have to do to reaffirm a mortgage debt after having filed for bankruptcy in 2009?
Matthew's answer
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Answered on March 03, 2014
Short answer, you don't (in most districts you can't). This question gets asked about once a week here. I am guessing some idiot at your mortgage...
Archived
Should I hire a lawyer after being recorded by a debt collector after requesting not to be recorded?
Matthew's answer
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Answered on March 03, 2014
I did a little searching out of curiosity, I have posted the text of Washington's law on recording conversation. I think, in particular, you want...
What happens if i dont have receipts for 800 i withdrew from my account before filing chapter 7
Matthew's answer
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Answered on March 03, 2014
When you asked your attorney this question, what did he or she say? Your attorney knows the trustee, the situation, and what he/she is likely to...
Archived
I am in Illinois & I have a money judgment on an independent contractor. I cannot garnish her wages, how does a Bank Levy work?
Matthew's answer
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Answered on March 03, 2014
First, issuing a bank levy presumes you know where this person banks.
Bank levies are a one time hit (but you can issue the levy as often as...
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