I'm in the middle of discovery with a collection agency that suing me. They sent a statement then a bunch of other papers from

First things first, generally identity theft is an affirmative defense to a debt. So, did you raise the defense in your answer to the complaint? If...

Assuming the story is true (the finance company went bankrupt) then unfortunately, it is not your fault, nor the dealers fault that the finance...

Can a debt collector discuss your matters with a minor child?

The fact that you owe a debt is not necessarily confidential or private information. As others have stated, the rules are different for different...

Owner files personal bankruptcy, can the employees file "priority claims" for payroll against him in is bankruptcy case?

There is one hurdle. You said that the company was an S-Corp. But that the owner filed a personal bankruptcy. You need a legal theory as to why the...

Commercial Debt & FDCPA?

FDCPA only applies to consumer debt, not commercial debt. So, yes, the collector is correct. Advice: 1. Pay it. 2. Settle it. 3. Ignore it...

Refusal of mov

Since we don't know what you put in your letter and what you asked for, what do you really expect us to say. For the uninitiated, MOV means...

Can I picket a GM dealer because I lost money in GM's bankruptcy

I suppose you could assuming local ordinances allow it and you follow the rules. But to what end? Keep in mind, GM dealers are simply...

How do I get my name off my son's consolidated student loans so Sally-Mae cannot hold me responsible the excess money he borrow

Since you mentioned that the loan were "consolidated", that means we are almost certainly dealing with Federally Guaranteed Loans. As already...

Can I force a debtor into a consumer bankruptcy?

I think you need to re-ask your question, as written, it doesn't make sense. If you caught $25K in an account, and you are only owed $17K, how are...

Can a bank holding my mortgage be garnished?

Sounds like the collection agency was taking a shot in the dark that you might bank with the same bank you have your mortgage loan. As soon as...

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