Archived
I imported product from overseas and now I cannot pay the product. Can I file bankruptcy and not be responsible for the debt?
Matthew's answer
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Answered on May 11, 2014
Possibly. But keep in mind, when a business files bankruptcy, it doesn't receive a discharge. The company is liquidated and the assets sold. As...
Archived
If an insurance company goes bankrupt does that mean I no longer have to pay restitution to them?
Matthew's answer
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Answered on May 11, 2014
No. Your debt to that company is an asset. Odds are either a bankruptcy trustee or eventual buyer will emerge that will begin demanding your payments.
Archived
How do I get the credit bureaus to follow the law? How do I recover damages from their negligence?
Matthew's answer
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Answered on May 11, 2014
You need a consumer rights attorney that handles FCRA cases. (Fair credit reporting act). If the case is strong enough, an attorney may take the...
Archived
I HAD TO FILE BANKRUPTCY I DONT THINK MY ATTORNEY DOING GOOD JOB IS GOOD IDEATO CHANGE ATTORNEY WILL HURT MY CASE
Matthew's answer
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Answered on May 11, 2014
No way to really answer your question. Also, not sure what you mean by "can't afford to lose." Bankruptcy is not a win/lose process. In any event,...
Archived
Any law providing guest parking in a huge community?
Matthew's answer
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Answered on May 11, 2014
David provided probably the only meaningful course of action, check city zoning. But really, there probably isn't much you can do. In your specific...
How long does a Judgment stay on your credit report?
Matthew's answer
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Answered on May 11, 2014
Judgements stay on the credit report for 7 years from the date filed. If it is older than 7 years, you may file a dispute with the credit reporting...
Archived
The creditor of my wife's car is holding the title to my truck as collateral. If we file bankruptcy, can we get the title back?
Matthew's answer
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Answered on May 10, 2014
No, you pledged you're truck as collateral. At a minimum you must pay the balance owed or the value of your truck, which ever is less to get...
Archived
Does the Plaintiff (a Junk Debt buyer) have to have "Wet Ink" or an ORIGINAL signature from the loan in Arizona.
Matthew's answer
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Answered on May 10, 2014
In the digital age, and under rules of evidence, a wet signature is not required. Photocopies of documents are admissible.
Archived
How is the 1/3 calculated in a settlement?
Matthew's answer
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Answered on May 09, 2014
You shouldn't be relaying on the calculation, the settlement letter should state the "specific" amount (the sum) due to settle.
Strictly...
Archived
Is there any law in Florida that would increase the amount of income exempt from an IRS levy on wages?
Matthew's answer
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Answered on May 09, 2014
Federal law trumps state law. In general, state exemption protections do not apply to IRS levies. Sorry.
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