Who decides modifications judge or trustee

Some significant leg work has to be done in your chapter 13 to do what you are proposing. I do question the plan. If you have that kind of equity,...

I had forcible detainer filed to me in 2012 but paid the balance, should it show up and remain on my credit report to this day?

Your credit report can contain true information about you. The fact that a case was "filed" against you is apparently true. The filing of the case...

Filing a Chapter 7 Bankruptcy myself

Here is the thing that many people don't realize, if you "really" can't afford an attorney, then bankruptcy is not likely to solve your problem....

In Chapter 7 bankruptcy, can I discharge college related fees, non-tuition, non-room/board?

I agree with Scott, you only told a few categories of the debt that you "think" it is not. You didn't tell us what it was. Are we to assume it is...

Can I make any changes to the credit card settlement agreement before I sign it?Concerned about amount and monthly payments.

If you want to make changes, you need to call the other side first and discuss it. Trial is a crap shoto even with the best of cases, if the...

Safe to pay the debt collector of my 2nd outside the escrow ? In letter,they agree to record reconveyance after receiving fund.

The most conservative approach is to involve an independent 3rd party to handle the issue, e.g. title company or escrow company. Having said that,...

If we have stuff in collection and we want to pay the people directly. We know who they are, how much we owe.

You generally need to pay the collection agency. It depends on the type of debt, but once the debt leaves the hands of the original creditor, they...

What are my rights in an illegal garnishment?

Whoever garnished the funds needs to return the money. The hassle will be is that this sounds like an "administrative" garnishment and not a...

I get garnished child support from my wages at work every week.. can a credit/ lawyer company also garnish if...

First off, what you probably signed was a stipulated judgment. The stipulated judgment acts as security for the voluntary payment arrangement you...

I agree, if you have struck out, you need to turn it over to a professional. One wrinkle is the LLC. Is the judgment against the person, or the...