Archived
What is the best resource to use for a debt collector to locate the employer and/or assets of a debtor? The best website?
Matthew's answer
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Answered on June 17, 2014
Facebook and LinkedIn (seriously), you can find a ton of info there.
However, beyond that, you would need to pay for information warehouse...
Archived
What is a contingent claim? Are they dischargeable in a chapter 7 bankruptcy?
Matthew's answer
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Answered on June 17, 2014
In a situation like yours, when the business has an open ended litigation risk (like many contractors in various trades), we will list ALL...
Archived
Is it legal for a creditor to pull your credit report when no permission was given at the time of talking with them
Matthew's answer
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Answered on June 17, 2014
Pulling your credit in furtherance of collecting a debt is a permissible purposes on the Fair Credit Reporting Act.
Archived
Does Equitable Subordination apply in bankruptcy court if the creditor committed fraud to secure judgment?
Matthew's answer
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Answered on June 17, 2014
The problem is the judgment. Your situation would be a stretch of the "equitable subordination" doctrine. But to know, we would need more context...
Archived
Illinois bankruptcy and heir in iowa Will
Matthew's answer
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Answered on June 16, 2014
Nope, too late. Unless your father's assets, by operation of the Will or prior arrangement, passed to a trust, it is too late. Your right to the...
Archived
Which law states that a consumer is entitled to request any information about their credit card account by the creditor?
Matthew's answer
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Answered on June 16, 2014
The main law regulating debt collectors is the Fair Debt Collection Practices Act. It is true that collectors don't have to provide you with...
Can a creditor call before 9am?
Matthew's answer
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Answered on June 16, 2014
The time actually stated in the FDCPA (Fair Debt Collection Practices Act) is 8:00am to 9:00pm. However, the times are to be the local time for the...
Archived
Died in lieu vs. Foreclosure with bankruptcy
Matthew's answer
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Answered on June 16, 2014
"I know typically died in lieu is preferable to foreclosure" That is not really true. DIL, short sale, and foreclosure are all distressed turnover...
Archived
Can my landlord send me to collections if I'm making regular payments to settle move out charges?
Matthew's answer
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Answered on June 14, 2014
You need an explicit agreement for payments. It doesn't sound like you have one. The landlord is under no obligation to accept payments (although...
Archived
How do I deduct the medical charges?
Matthew's answer
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Answered on June 13, 2014
Your question is very unclear. What is the context. This sounds like a personal injury question.
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