Archived
Do I need to take legal action against my employer who is still garnishing my wages after debt has been paid?
Matthew's answer
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Answered on July 03, 2014
As Dane states, this is likely a clerical snafu. It is probably not a good idea in the big picture to sue your employer. As stated, just stay in...
Archived
Department of revenue placed a freeze on my account at GTE financial credit union. Account only has VA disability compensation.
Matthew's answer
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Answered on July 01, 2014
You will need to tell us the nature of the debt. VA disability is not immune from seizure for ALL debts.
Archived
Can I sue my creditor for each month they have reported an inaccurate account to the credit bureau.
Matthew's answer
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Answered on July 01, 2014
That entry doesn't strike me as inaccurate. The "type" of debt (secured, unsecured, installment, etc.) is established at the outset of the loan....
Archived
Does an attorney hired by an HOA need to abide by the FDCPA?
Matthew's answer
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Answered on June 30, 2014
Yes, fdcpa would apply if the unit is not a rental or investment property. However, fdcpa doesn't require them to send you what you asked for....
Archived
Do I add a zero balance credit card?
Matthew's answer
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Answered on June 29, 2014
As a matter of practice, I will have a client disclose (list) all open credit card accounts even if they have a zero balance. Note, your attorney...
Archived
If I am filing chapter 7 bankruptcy is my equity in my home calculated from the tax appraisal or is an appraiser used?
Matthew's answer
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Answered on June 28, 2014
The standard is "fair market value". See my article for more context.
http://www.mattberkus.com/blog/will-i-lose-my-assets-in-bankruptcy/
Archived
Does being a disabled veteran in any way help with a bankruptcy?
Matthew's answer
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Answered on June 28, 2014
What sort of special treatment are you hoping for. Bankruptcy is bankruptcy. It is an amazingly fair system. It doesn't mater if you are white,...
Archived
How difficult is it to sue someone for a $467 debt? Also, does it cost a lot to do so? And, what are my chances of winning?
Matthew's answer
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Answered on June 27, 2014
It is very difficult to prove a verbal promise. You would sue in small claims court.
Archived
Can a settlement be modified at any point?
Matthew's answer
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Answered on June 27, 2014
This questions got categorized as a debt collection question, it is really a family law questions, os I am going to update the practice area...
Archived
Paypal debt collection question, for a refund they sent a buyer who still has my property.
Matthew's answer
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Answered on June 27, 2014
You are not going to get the item back, so might as well put that idea out of your mind.
For $425, it is probably not worth fighting. The best...
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