What is considered a debt validation? Should I have received a judgment from the orig. creditor? Can they garnish my SSI & SS?

That is validation. Debt validation only requires that they tell you the name of the original creditor, the address of the original creditor, and...

I need advice on settling credit card judgments.

What you are asking for is something no one will give. When a judgment is paid, or otherwise satisfied (settled), the judgment is marked as...

If you are buying gift cards on credit to sell those gifts cards for cash, your financial troubles are not all of sudden. Did you sell the gift...

Does Oklahoma Consumer Protection Act, O.S. 15 § 751 et seq applies to debt collectors? If yes, can you please provide any cases

I must concur with Erik, if you want free legal research, go to a law library. If you want an attorney involved, then "hire" an attorney....

Can a finance company send a collect to your place of residence for a past due amount and take pictures of were you live?

Nothing wrong with taking the picture...anyone can drive by a house and take a photo. (In the old days, debt collectors did come to a persons...

What is an asset investigation?

It really means nothing. It is a threatening letter to try to motivate you to contact them to resolve the debt. (In the big picture, you should try...

Can a homeowner hide behind bankruptcy, not pay homeowner's dues and still insist on using the amenities in the community?

Don't be petty, let them have their birthday party. Let your attorneys sort out what should be done. You should be leery about denying use of...

Debt collector requesting more than allegedly owed

It sounds like you are contemplating suing them without hiring an attorney. I can almost bet that the time you will spend on this thing will FAR...

I have a medical debt that has gone to collections. The collection agent recently added 10% interest to the debt? Is this legal?

You have asked several, somewhat, unrelated questions, so let's tackle what we can. "Also, my divorce decree states that my ex-wife and I are...

Can a bank require payment of equity line when a house that has no equity is sold while in bankruptcy?

Unless you did a lien strip and received your discharge in chapter 13, the bank can demand full payment of the HELOC to release the lien as part of...