Can my bank freeze our account without a court order? Can we file a complaint against collections dept. for inaccurate info?

Your first sentence answers your question, "We have a credit card issued from our credit union." Yes, credit union banking and credit is linked...

WHAT INFO DOES A DEBT COLLECTOR HAVE TO HAVE SHOWN ON YOUR CREDIT REPORT AND IS IT REQUIRED BY LAW TO BE ON THERE? ADDRESS AND #

That is an interesting question, I don't think you will find a bright line (black and white) answer. I looked into a little bit out of curiosity....

If IRS tax not discharged in bankruptcy chapter 7 b/c the IRS filed a SFR, will the penalties and interests be discharged?

Penalties yes, interest no. Only the interest that is accrued on the penalty amount will be discharged. The interest associated with the tax debt...

I filed bankruptcy in 2011 and was discharged in 2012 then it was revoked in 2013 due to my lawyer dropping the ball.

The main problem with a malpractice claim is damages. At most, you probably get the fee you paid refunded, but that is probably the end of it....

Hi i'm trying to sue a person who used my account number to pay for rent. The thing is we're both international students.

I am not following your story. If he "paid it all back, in the end", what is the problem now? How does he still owe you money? As for suing....

Can garnishment be taken from a joint account for debt by one person?

Few states, if any, require notice of a garnishment (on a bank account) BEFORE it happens (would sort of the defeat the purpose). Yes, funds in a...

Absent a state law, no. Most collection laws and telecommunication laws don't apply to "first parties" (the entity collecting on its own behalf)....

A creditor's attorney got a court order to garnish my bank account without notice. Can I reverse this?

See my AVVO article regarding dealing with default judgments and garnishments (judgments obtained with allegedly no notice. Your question is a...

Yes and yes. The mere fact that the original creditor went out of business does not invalidate a debt or make it non-collectible. When a company...

If someone promised in writing to pay me after they filed for bankruptcy can I use this to prove fraud and nondischargeability?

Probably not. The thing is, the contract was already in place and the debtor was performing (has paid half). The email doesn't change anything as...