I have a civil judgement against me for $12,000 for an accident & I did not have a license. Can I file bankruptcy?

That fact that you did not have a license will not make the debt non-dischargeable. You have obviously done some reading to know that it is an...

Arrearages in chapter 7

The amount of arrears typically includes reasonable collection costs. So, in that respect, it sounds like it was applied accordingly. In any event,...

Federal School Loan with 6.8 APR Negotiation

Can you settle federal student loans, yes. Is it a negotiation, not really. The collection agencies have pre-authorization to settle Federal...

Does a lawyer have to tell a potential client if he isn't qualified to handle a case.

As Mr. Henry astutely points out, the law presumes lawyers can handle just about anything so long as they are properly admitted to practice law and...

Selected as the best answer

Yes, that sounds excessive. My concern is that your characterization that the late fee is on the water bill itself may not be accurate. Although...

Can I keep all debt in my name in the divorce? I planned on filing Chapter 7 Bankruptcy after the divorce.

Sounds like you need to get a divorce attorney. You can request anything you want...whether you will get it is another matter. You need to have a...

I received a letter from a collection company said I owned them $5000. It was from my previous university.

There is no easy answer here. You are going to have to deal with the debacle. Start looking up the Fair Debt Collection Practices Act. You will...

Will my current wife's credit be affected due to my credit being flagged for a child support arrearage?

It shouldn't. As already stated by others, unless your wife is somehow subject to (named in) a court order (which would be extremely odd), your...

What typ of lawyer do I need to sue a lender and debt collector for wrongful garnishment

This situation is a bit more complex than it seems. First, if the loans were taking your tax refunds to pay, that means we are dealing with federal...

I got student loans while married.

Not unless the divorce decree says your ex-spouse is to pay something. Colorado is not a community property state. So, incurring debt while married...