When working out a payment plan, do i have to sign up for automatic payments; giving access to my checking account.

Must you give access? No. But then you will have no agreement with the creditor. If the only way for you to deal with this debt is with monthly...

There is too much more to this story to really provide any direction here. It doesn't sound like you have any case against your attorney,...

The conviction of a crime does not prevent a person from filing bankruptcy. However, being in prison creates practical obstacles to the ability to...

You need to get with a creditors bankruptcy attorney. There is no technical loophole in bankruptcy regarding failure to list. If you, as the...

Is there a Bankruprcy strategy know a filing a "Chapter 20". This is where the debtor first files a chapter 7 then a Chapter 13?

It would be better if you asked a question based on your situation instead of asking a question in the abstract. We don't really have time nor the...

Why would credit card company send a letter that they found out your income has changed and that you needed to contact them?

This really isn't a question. If you want to find out what is going on with someone, ask them. As for Discover, credit card companies...

I worked out a payment plan with JDB counsel and a court order was executed. The JDB continues to garnish. Can I sue JDB?

Have you made the payments according to the payment arrangement? The other nuance is who has responsibility for providing the order to release the...

Is it ethical for your attorney to tell you to cash in your 401k to pay his legal fees

Nothing unthical about an attorney giving the client ideas about how to afford an legal services. It's up to the client to make the choice.

Owner financing and foreclosure

Owner finance is a suckers game. Why should a seller take on a risk if no mortgage lender is willing?Make sure to get a down payment and charge a...

Can a joint account be garnished when the main income is for the grandmother?

You already have the answer. YES, they can garnish the account (it happened). The thing is, no one knows, (not the court, not the creditors, not...