Archived
Is it possible to not qualify for either Chapter 7 or Chapter 13 Bankruptcy due to loss of high paying job?
Matthew's answer
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Answered on October 20, 2014
Sometimes you have to make tough decision. Cashing the life insurance policy IS an option, you are just "choosing" not to. There is a difference....
Archived
I continuously write to BAC disputing credit reporting by them. I send certifeied mail, The never write back. Options?
Matthew's answer
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Answered on October 19, 2014
What are you disputing exactly. Keep in mind, credit reports can contain true and accurate information even if that information is negative or...
Archived
California credit law
Matthew's answer
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Answered on October 19, 2014
Are you asking as a consumer or the company.
Here is the link to the CA law on the issue of liability for credit reporting issues....
Archived
What sort of sanctions can realistically be expected against an attorney who breaches ABA ethics?
Matthew's answer
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Answered on October 17, 2014
You can report it, but you will liklely never know the outcome or if any investigation was started. Keep in mind the rule says, no sexual...
Archived
Can I include a debt consolidated loan in a chapter 7?
Matthew's answer
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Answered on October 17, 2014
Yes, if you file bankruptcy, you will need to disclose and list this debt consolidation loan. All things being equal, the debt is a dischargeable...
Archived
Any bankruptcy attorneys in the southern part of Florida, Miami or Homestead that could handle a chapter 12 bankruptcy?
Matthew's answer
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Answered on October 17, 2014
Chapter 12's are more akin to chapter 11's (and cost about that). The chapter 12's that have been done in CO usually start at about $30,000 in...
Archived
How to collect garnishment payments on judgment from individual employed as an "independent contractor"?
Matthew's answer
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Answered on October 17, 2014
This situation is both good and bad for you. The good is this. If the person is an independent contractor, you can garnish his employer. What you...
Archived
I have not job and got a court letter for a credit card what should I do ?
Matthew's answer
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Answered on October 17, 2014
Sounds like you need to file bankruptcy. If you have debt and cant pay it, that is what bankruptcy is for. Dont over thonk it. Talk to some...
Archived
Is there anything I can do to stop Midland Funding from reporting a statue of limitation account to the credit rpt agencies?
Matthew's answer
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Answered on October 17, 2014
The statute of limitations has nothing to do with credit reporting. FCRA says how long accounts can be reported.
Archived
Can an attorney serve as a guardian ad listen in one case and a defense attorney in another?
Matthew's answer
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Answered on October 16, 2014
Why do you think they can't do that?
Guardian ad "litem" is simply a court appointed attorney to independently represent the interest of...
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