My credit score is 695 I have zero loans or credit cards. Wondering if theres anything I can do to get better credit

Doesn't sound like you have any credit usage. The type of debt that has the biggest impact on credit score is credit card. So, get yourself a...

PLEASE! WHAT IS EXACT CORRECT MICH. FORM TO FILE "CLAIM FOR EXEMPTION" FOR AN AUTO F/ C CARD DEBT COLLECTION PROPERTY SEIZURES?

Sometimes Google is not your friend. If you need a court form, go to the source, the Michigan Court website....

Is there any way to get probation fees waived after probation has been terminated?

This question is more a criminal law question than a debt collection question, so I am updating the practice area designation.

Is a debt collector allowed to stop using the required disclosure sentence (i.e., "mini-miranda") under any circumstances?

Yes. Under part 809 of the FDCPA, the mini-Miranda need only be included with the validation statement. After that, they don't really need to...

Can I sue my daughters school for suspending her to try out for next school years cheer-leading for something this year?

Not every difference of opinion warrants a lawsuit. Try negotiating with the principal or superintendent to reduce the punishment. No rights were...

Can my college professor penalize me for using the restroom?

How long is the class? Granted, I agree that it seems like an odd thing, but at the same time, the professor has latitude in designing his/her...

What are my options with my college

Good luck with that. From the school's perspective, student's complaints about academic standards and how a prof. manages their class are taken...

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Can a FFELP student loan be forgiven or discharged due to income hardship ? How can one qualify for OBAMA loan forgiveness?

There is no such thing as the Obama Loan Forgiveness Program. What that colloquially refers to is the Pay As You Earn program in which you pay up...

Cashed a loan check got in mail behind on payments 2 months but called to try and get lower payments called they want me to come

I should point out that you didn't actually ask a question. Obviously, don't borrow more money. Try to keep working with them to get a payment...

WAS JUDGE'S RULING AGAINST OUR CONSTITUTIONAL RIGHTS REGARDING HOMESCHOOLING

What is your question, exactly? All you said is that the judge brought up the issue. You didn't say what the judge did or ruled. Can you...

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