What should be said when you are only offered a reinstatement in response to a request for a loan modification?

No, its not put in writing. That is the natural consequence of the chapter 7 discharge. If you want to keep the house, you keep paying. You cannot...

Selected as the best answer

Can you attend a college semester if it's not paid for first?

Yes, it is possible (not common, but possible). Usually this situation occurs if there is some sort of issue with financial aid. Sometimes it can...

Condo Owner Deceased.State of Florida No will, no beneficiaries, the deceased is sole owner of property . Siblings responsible

This is really more of a probate question than a debt collection question. The siblings, presumably, are not directly liable. But the siblings may...

It is a little confusing what you are asking. It sounds like you are saying the following:? 1. You have a loan (probably a mortgage) that has...

Whether to claim disability for loan forgiveness or sue those who promised to pay off loan

You have no legal claims against your parents. Contract law 101. You cannot enforce a gratuitous promise. In regular English, that means they...

What does a email or letter have to contain if it is regarding g collecting a debt to be in compliance with the fdcpa?

I question whether the email is real. More likely spam/scam. Get a free copy of your credit report from www.annualcreditreport.com and see if...

Does a client of a pro bono attorney have the same rights to be represented as an attorney that is paid for in a divorce.

Yes, but what a client considers their rights to be and what their rights actually are can be, and usually are, vastly different. Even with paid...

ABA Rule 1.8(c) gift rule question-- do life insurance proceeds constitute substantial or testamentary gift?

What, are you studying for the MPRE (Multistate Professional Responsibility Exam)? First off, the ABA rules are only "model" rules. You need to...

What's fastest way to get bankruptcy fees waived when foreclosure auction is two days away?

Kinda waited to the last minute didn't we? Waiver of fling fees require a motion and court approval. So, no, it won't happen immediately. You can...

Absent a law to the contrary, debts in collection are subject to the terms of the lending/credit agreement. If the credit agreement says they can...