If a creditor submits false information to civil court when filing a claim to inflate the amount claimed what laws were broken?

The purpose of court is to determine the facts. The plaintiff says this is what you owe, you think the number is different (which is not the same...

1099c received with the wrong state indicated. How can I get this changed? What are my chances of actually getting it changed?

1. The only place where your state is on the form is for your mailing address, if you are now in NC, that is correct. The state has no other...

How do I go about finding out for sure if my mortgage has been reaffirmed since my bankruptcy?

The bankruptcy court must enter an order of reaffirmation. You can log into PACER.GOV, find your case, select the Docket, and see if there is an...

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How does the IRS define graduate student?

I found this.03 Graduate or professional student. The term “graduate or professional student” means a student who— (1) Is enrolled at an...

Most of your questions can be answered by calling legal aid. So, that is your starting point. You have to qualify for Legal Aid services based on...

Does my daughter have the right to break her lease as she has suffered a bipolar relapse, and needed to come home for treatment?

It would be more helpful if you cited the specific provisions of each law upon which you are relying to come to your understanding, both laws are...

Only certain governmental creditors can garnish social security. Generally, a debt arising from a judgment cannot garnish social security. As...

I asked a teacher to go to the bathroom and she said no is it against the law a

You have learned an important life lesson. Actions have consequences. You ALWAYS have a CHOICE, but any choice will have consequences. The law...

Can a lender that issues a 1099-C on a student loan, subsequently try to collect on that loan? Or collect interest?

It is possible for a lender to issue a 1099-C and still try to collect. The distinction is between substantive forgiveness of debt and procedural...

Does the Fair Debt Collection Practices Act (FDCPA) apply to student loan Servicers?

The question is more complex than you realize. First, are we talking about federal or private student loans. Any analysis of collector action...