First, public defenders are only available for criminal defense, let's just make sure we are on the same page about that fact; and you have to...

I would like to know if I have a case to sue Navient (Sallie Mae) student loan provider.

I don't see a lawsuit and some of your understanding is incorrect (i.e. forebearances are discretionary and technically have no limit, deferments...

Do I need an attorney for debt collection

As Robert points out, credit reporting and the status/collection of a debt are separate issues. Now, if the repo was from 2008, it should be pretty...

Does a credit card collector have to prove the debt validation and is the statue of limitations for Kansas 3 years?

Yes, you should request validation. No harm in doing so. However, as for the statute of limitations, understand that the SOL is a defense to a...

When does actual the actual retainment of att take place what are the key elements Needed to prove retainment money ,writing?

That is a tough one in reality. The odd thing here is your description. You say your old attorney is "on record dismissed." That would imply that...

It is almost ALWAYS a mistake to dismiss a chapter 13 early. Once you file BK, you have to obtain discharge, anything less is much much worse....

Yes. Your SSN number is just another way to identify you. If you changed your name, they can change the name on the account, no substantive...

Attorney’s seems to be afraid to challenge his boss wrongs. Florida Bar?

Without knowing the background, no way to say. The problem is likely that we are dealing with matter of opinion. You believe the boss is doing...

Yes they can unless there is a "legitimate" religious requirement for a head cover. Understand, as teenagers and children, you really don't...

Does depositing a check with "Cashing or depositing this check signifies acceptance of payment in full." signify an agreement?

I am going to somewhat disegree with Christopher, which is super rare, the default rule is that such a writting on the memo of a check is not...