Is a NC charter school within their legal right to provide a student with a cell phone supposedly for their own safety at home?

I have to agree with Kenneth, I don't see any reason why that would be illegal (above and beyond the call of duty, certainly), but not illegal....

Can The Events of Default clause be used for anything?

Apply common sense for a second, you cannot just send a letter and reduce your bills...there has NEVER been a world where that is true. Totally...

Looking for lawyer for Disability on Contingency and possibly BK? Are student loans (Fed and maybe private loans) if disabled?

If you are declared 100% disabled by SSA, then the Department of Education has a streamlined way to discharge your federally guaranteed student...

Multiple Student loans and wage garnishment.

Someone would need to sit down and review the various student loans to unwrap that situation. Federal student loans garnish 15%. It is unclear...

It is legal and it is common. It is a rather conservative view on the discharge injunction. Once a debt is discharge (your personal obligation to...

Very doubtful you would have to surrender the dress. Absent being encrusted with valuable gems or the dress is from a well known designer (but if...

Is debt consolidation a good thing?

That is not debt consolidation, that sounds like debt settlement. Understand, by doing that program, you will go in default on your credit cards....

Violation of the Colorado Debt Collection Law?

No it isn't. Sorry. Also, it is, essentially, a true statement. It is not against the law to tell someone a fact. Also, debt collection laws in...

Should your public defender(PD) be a stakeholder with a vested interest in an agency which is the opposing party to your case?

You are free to hire a private attorney for your criminal defense. I don't see any obvious problem with what hou describe.

What debts cannot be claimed under chapter 7 bankruptcy? and why?

The debts listed in the bankruptcy code as non-dischargeable under code section 11 USC 523, as to why...because that is the law.