Hang in there. You can definately fight it, and if you don't, then you'll get classes, probation, and likely "domestic violence" on your record....

Can someone legally garnish when I keep offering to pay it off?

They have to sue you in a Colorado Court, sounds like County Court, first. Just work something out with them, and be done with the payday loan sharks!

Must all credit cards be included in bankruptcy?

Keeping this card, and it's payment history will help you rebuild your credit after the bankruptcy. So save up and pay it off at least three months...

Bo'A has probably done all of the above to many Americans. I hate to tell you this, but they are in your kitchen, RIGHT NOW, stealing from your...

Foreclosure vs Bankruptcy on my home

Don't file bankruptcy until you have exhausted the possibility of a short sale. The main thing that you want to watch out for is a foreclosure sale...

If filing Chapter 7 bankruptcy, & I'm one payment behind at time of the court date, do I still have time to avoid foreclosure?

Attend your 341, and as long as your case doesn't get dismissed, your bank will work with you, but remember money talks. Save every penny and be...

When is the best time to file for bankruptcy, before or after I file for divorce? What can I include?

You bring up several issues that could all play out differently. Focus and list out on paper what you want to get out of the divorce and/ or...