Archived
Do we have any rights as student loan borrowers, as far as courses of action for deceptive collection practices, or anything?
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Answered on March 26, 2015
The bad news is that in reality you don't really have student loan rights. I questioned one of my Sallie Mae loans and Citi sent it to Discover,...
Archived
Consumer debt collection options
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Answered on March 24, 2015
Fraud is fraud, so make the collectors prove that you owe it! More people need to file answers to their summons and complaints, at least that's...
Archived
What can be done about landlords lieing about the property having bugs in the units and the people living in them are suffering.
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Answered on March 24, 2015
I assume all landlords will steal your deposit, but the Warranty of Habitability would be a great place to start. Basically Google the statute but...
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I have a warrant for dui charge in 2010 and had to relocate due to foreclosure and tried to follow up and transfer without succe
Thomas's answer
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Answered on March 24, 2015
These are tricky to do, and frustrating depending on your county and judge. I'd start with the CBI website and pull your criminal history, or you...
Archived
What is the process to convert my Chapter 13 bankruptcy to a Chapter 7, as well as, add some forgotten creditors?
Thomas's answer
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Answered on March 24, 2015
This could end up simple. If your 13 has NOT been paid on, then the trustee will move to dismiss your 13 eventually, and why get this thing...
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Archived
I live abroad and i have defaulted on my student loans. will i be arrested at the airport if i come to the US?
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Answered on March 24, 2015
No way. Now if you bring back bags of money or are on the flight from Amsterdam to Chicago, then expect to see some golden retrievers with badges....
Archived
Don remember if I'm the primary or the cosigner on the car I signed for a friend
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Answered on March 24, 2015
You can do all the above or just make her an offer that she can't refuse. I would call her up and take her out to coffee. Bring your credit reports...
Archived
Can a student loan From the federal government be taken out of a bank account ?
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Answered on March 20, 2015
I think you are asking is will the Federal government pop the money in his bank account if he keeps it there. If it is student loan debt in default...
Archived
Can student loans be included in a bankruptcy?
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Answered on March 20, 2015
Sadly, student loans are not dischargeable; when that changes I'll file my bankruptcy the next day!
Maybe look at clearing away the unsecured...
I received a large cash gift after filing chapter 7 bankruptcy to buy a car, is this ok?
Thomas's answer
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Answered on March 19, 2015
Start about a great fresh start! $5,000 is a good down payment on something safe. And timing is very important. I generally explain that there are...
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